UAE · COMPLIANCE & ADVISORY · SINCE 2017
SERVING ALL 7 EMIRATES OF THE UAE
Insights/Valuations
Valuations · 12 Jun 2019 · 10 min read

Cost-of-equity in the GCC: a practitioner’s build-up.

Author · Jinu Govindan

Drop a US cost-of-equity into a GCC valuation and you will misprice the asset. The capital-asset-pricing inputs that travel from a textbook do not reflect where the business actually earns and bears risk. We build it up, component by component.

Start from the right risk-free rate

The risk-free rate should match the currency of the cash flows. For AED- or USD-pegged cash flows we anchor on a long US Treasury yield, then layer a country risk premium for the specific GCC market — not a blanket “emerging markets” figure. The peg matters: a dirham cash flow does not carry the same currency risk as a free-floating emerging-market currency.

Then the premia that actually apply

On top sit the equity risk premium, a size premium for smaller private companies, and a company-specific premium for concentration — single-customer, single-asset or key-person risk, which is common in family-owned GCC businesses. Each should be argued, not borrowed. A build-up you can defend line by line is worth more than a precise-looking number you cannot.

General valuation guidance for UAE/GCC practitioners; calibrate every input to the specific asset and date.

This note is general guidance and does not constitute tax or legal advice. For an opinion on your facts, contact the firm directly.
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